Upgrade is a good lender with excellent customer support reviews on third-party web sites relative to the business. The lender receives principally favorable evaluations on Trustpilot, with a median rating of 4.7/5 stars. Many individuals stated the process was quick and straightforward and the customer service was excellent. Customer service critiques on third-party web sites are combined, however that’s frequent within the business. Some folks report an easy software course of and pleasant customer support, while others had complaints in regards to the quality of SoFi’s service.

You’ll want good or excellent credit score to qualify for a zero-interest or rewards card. Strategically use a bank card to cover the cost of your upgrades. Rewards cards can get you paid as you upgrade, while a card with a 0% introductory APR can cowl short-term home renovations. Once you’ve got chosen a lender, gather the documents you may need to apply. …